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This Bankruptcy Fillings downloader gets data from the Bankruptcy Data Project at Harvard. It downloads bankruptcy filed in the United States by individuals and entities (companies).
I have already created a downloader that gets data for the Chapter 7 bankruptcy filings (Bankruptcy Filings - Chapter 7). The current item downloads data for all types of bankruptcies.
The different type of fillings are (A symbol is created for each type):
Chapter 7: It accounts for two-third of all bankruptcies. The assets of the debtor are sold to pay back the creditors. The rest of the debt is discharged.
Chapter 13: This type of bankruptcy accounts for one-third of all bankruptcies. It is filled by the debtor to delay or reduce the amount of payments to creditors.
Chapter 11: This type of bankruptcy is generally filled by corporations to reorganize their financial affairs. It is a very expensive chapter and thus rarely filled by individuals.
Chapter 12: This chapter is used by family farmers.
Chapter 9: This chapter is used by municipal entities, counties, school districts, railroad companies, and gas and highway authorities when they file bankruptcy. Therefore, this type of bankruptcy cannot be used by individuals.
Chapter 15: This chapter also cannot be filled by individuals; it is used by U.S. courts to manage assets of companies that have filed for bankruptcy in foreign jurisdictions.
There is also the following symbol (^BANKRUPTCY_ALL) that contains all bankruptcies fillings from the six different type of chapters.
The data is updated monthly. There is no need to select the start or the end dates; the data from January 2006 to present is downloaded automatically.
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